Medical billing services built for Texas practices that need real local expertise
CureMed is a top outsourced medical billing company serving cardiologists, orthopedic surgeons, psychiatrists, and specialty practices across Houston, Dallas, Austin, San Antonio, and Fort Worth. From solo practitioners to multi-provider groups, our team brings BCBSTX, UHC Texas, and Superior HealthPlan expertise, backed by certified coders who understand Novitas LCDs and Texas prompt payment law.
Texas Payer Battle Card
A practical look at how each major Texas insurance payer handles your claims. See market share, denial rates, payment timelines, and peer-to-peer win rates based on actual Texas medical billing operations for practices across Houston, Dallas, Austin, and beyond.
Blue Cross Blue Shield of TexasBCBSTX · Commercial + Medicare Advantage
40%
▾
Strengths: Largest commercial payer in Texas with strong prompt payment compliance and portal-friendly claim submission. Direct EDI integration widely available.
Denial patterns: Prior authorization denials on molecular pathology, genetic testing, and high-dollar imaging. Frequent bundling edits on E/M + procedure combinations.
Best practice: Submit prior authorizations 5 business days before service. Use CoverMyMeds for Rx pre-auths.
CureMed advantage: We track BCBSTX denial patterns in real time, maintain direct portal integration, and staff a certified team experienced with both Texas Medicaid and commercial BCBSTX plans.
UnitedHealthcare TexasUHC · Medicare Advantage + Commercial
22%
▾
Strengths: Dominant Medicare Advantage presence in Texas. Strong technology stack for claim submission via Optum Pay.
Denial patterns: Aggressive prior auth denials on molecular pathology without medical necessity documentation. Frequent CO-197 denials on outpatient procedures. Medicare Advantage strict on skilled nursing documentation.
Best practice: Peer-to-peer requests within 24 hours of denial. Use UHC clinical criteria portal for medical necessity language.
CureMed advantage: Our dedicated UHC appeals specialists work with a real-time medical necessity language database. This approach helps us achieve a 54 percent peer-to-peer win rate against the 32 percent Texas average.
Aetna TexasAetna · Commercial + Medicare Advantage
12%
▾
Strengths: Strong in Dallas-Fort Worth metro. Reliable payment cycles once claims clean. Better than average for modifier acceptance.
Denial patterns: Frequent Modifier 25 audits on E/M + procedure same-day. Aggressive on multi-provider billing at same TIN.
Best practice: Documentation must show separate identifiable service for Modifier 25. Split provider signatures required.
CureMed advantage: Our certified coders are trained specifically on Aetna Texas Modifier 25 audit patterns. Every claim runs through automated audit-ready documentation checks before submission.
Cigna TexasCigna · Commercial PPO
10%
▾
Strengths: Strong PPO network across Texas. Faster than average payment cycles for clean claims. Good self-service portal.
Denial patterns: Strictest documentation requirements for behavioral health services. Frequent denials on 90837 without justification of session length.
Best practice: Behavioral health notes must include exact session start/end times. Medical necessity for extended sessions documented.
CureMed advantage: We staff dedicated behavioral health billing specialists and maintain Cigna-specific documentation templates. Our appeal win rate on 90837 denials sits at 58 percent.
Superior HealthPlanSuperior · Texas Medicaid MCO (Largest)
8%
▾
Strengths: Largest Texas Medicaid managed care organization. Broad member base including STAR, STAR+PLUS, STAR Kids, and STAR Health programs.
Denial patterns: Prior authorization required for most specialty services. Slow appeals process (typically 30-60 days). Aggressive on medical necessity denials.
Best practice: Submit prior auth via Superior provider portal 10 business days before service. Include comprehensive clinical documentation upfront.
CureMed advantage: Our team includes Superior HealthPlan appeals specialists with full TMHP portal integration. Every prior auth is tracked with 5-day escalation triggers built into the workflow.
Molina Healthcare of TexasMolina · Texas Medicaid MCO
4%
▾
Strengths: Growing Medicaid presence in Texas. Focus on Medicaid Expansion population.
Denial patterns: Highest denial rate among Texas Medicaid MCOs. Aggressive on medical necessity, frequent bundling denials, and inconsistent modifier acceptance.
Best practice: Submit clean claims with complete diagnosis coding on first pass. Track denials weekly for pattern identification.
CureMed advantage: We program Molina Texas-specific edit rules directly into our pre-submission scrubbing. Weekly denial pattern reports help identify issues before they compound.
Amerigroup Texas (Anthem)Amerigroup · Medicare Advantage + Medicaid
4%
▾
Strengths: Combined Medicare Advantage and Medicaid presence. Backed by Anthem infrastructure and provider portal.
Denial patterns: Slowest appeal turnaround among Texas payers (typically 60-90 days). Frequent denials on out-of-network referrals. Aggressive on DME and supplies.
Best practice: Pre-verify network status before every specialty referral. Submit DME with detailed medical justification and pre-authorization.
CureMed advantage: Our Amerigroup-trained appeals team works with weekly aging AR reports and a defined escalation workflow for claims aging past 45 days.
5 Texas laws that affect your billing every day
Texas has some of the most detailed medical billing regulations in the country. From the Texas Prompt Pay Act to TMHP credentialing requirements, here is what applies to your practice and how our outsourced billing services handle each.
Texas Prompt Pay Act
Insurers must pay clean claims within 45 days of receipt. Late payment triggers a 15% penalty plus interest. Applies to all commercial payers regulated by TDI.
Prior Authorization Reform
Insurers must respond to prior auth requests within 3 business days for urgent care, 5 business days for non-urgent. Providers can request 24-hour urgent expedited reviews.
Balance Billing Ban
Out-of-network emergency services and surprise medical bills prohibited. Patients cannot be billed above in-network cost-sharing for OON emergency, air ambulance, or facility-based services.
Provider Enrollment Timeline
Texas Medicaid provider enrollment through the TMHP portal typically takes 45-60 days. Requires full application, license verification, and background checks. Re-enrollment required every 3-5 years.
Certified Coder Requirements
Texas billing operations require certified professional coders (CPC, CPB, or CCS credentials). Certification requires ongoing continuing education units (CEUs) and periodic re-certification exams.
9 specialties we bill for Texas practices
From cardiology in Houston to psychiatry in Austin, our certified coders understand both your specialty and your Texas payers.
Cardiology Billing
TX BCBSTX prior auth expertise + Novitas L37822 LCD compliance. CPT 92920-93799 handled daily.
Learn more →Orthopedic Billing
TX Superior HealthPlan appeals + trauma coding. ORIF, spine, joint replacement expertise.
Learn more →Psychiatry Billing
TX behavioral health + telepsychiatry billing since HB 3459. 90837 Cigna documentation expertise.
Learn more →Neurology Billing
TX EEG and EMG billing + prior auth for MRI/CT. Aetna Modifier 25 audit expertise.
Learn more →Nephrology Billing
TX dialysis billing (90935-90970) + Medicare MSP coordination. Superior HealthPlan CKD expertise.
Learn more →OB/GYN Billing
TX global obstetric packages + BCBSTX maternity bundling. Molina Texas Medicaid enrollment.
Learn more →Endocrinology Billing
TX CGM billing + diabetes education codes (98960-98962). UHC Texas prior auth for insulin pumps.
Learn more →Podiatry Billing
TX diabetic foot exam billing (LOPS) + DME orthotics. Novitas L37536 LCD compliance.
Learn more →Gynecology Billing
TX preventive care coding (Q0091, G0101) + Amerigroup Medicaid enrollment. Colposcopy expertise.
Learn more →10 billing services for Texas practices
One 4.99 percent flat rate covers the full billing workflow. Every service is tuned for Texas payers, Texas regulations, and Texas practice needs.
Medical Billing
TX 4.99% flat rate + BCBSTX portal integration. Full-service billing for Texas practices.
Learn more →Revenue Cycle Management
TX end-to-end RCM + Superior HealthPlan MCO handling. 96% clean claim rate.
Learn more →Medical Credentialing
TMHP + all Texas commercial payers. 45-60 day Texas Medicaid enrollment.
Learn more →Medical Billing Audit
Free Texas billing audit. 90-day AR analysis + Texas Prompt Pay Act penalty tracking.
Learn more →Eligibility Verification
TX real-time payer verification + SB 1264 out-of-network detection before service.
Learn more →AR Recovery
TX 90-day timely filing expertise + written-off claim recovery. Average $340K per audit.
Learn more →Physician Billing
TX solo practitioner support + PECOS Medicare enrollment + BCBSTX credentialing.
Learn more →Robotic Process Automation
TX auto-claim submission + Superior HealthPlan portal RPA. Same-day claim workflows.
Learn more →Virtual Medical Assistance
TX telehealth billing since HB 3459 + POS 02/10 handling. Modifier 95 expertise.
Learn more →Laboratory Billing
TX molecular pathology + CPT 80000-89999. Novitas L37822 LCD-compliant appeals.
Learn more →Real Texas medical billing results from actual practices
How a Houston cardiology practice recovered $340K in 90 days
The Situation
A 4-provider cardiology practice in Houston came to CureMed in Q1 2025 losing 32% of BCBSTX molecular pathology claims to prior authorization denials. Their previous billing company was submitting claims without proper Novitas L37822 LCD documentation, and appeals were sitting in a queue for 60+ days without resolution. Aged AR had grown to 68 days, and the practice was considering hiring a second in-house biller just to work denials.
What We Did
Within the first two weeks, we audited 90 days of aged AR and identified $340K in recoverable revenue tied to LCD-compliant appeals. We deployed our Texas-specific denial workflow: automatic Novitas LCD ICD-10 mapping, direct BCBSTX portal integration, and peer-to-peer requests filed within 24 hours of medical necessity denials. Our certified cardiology coder handled complex 92920-93799 CPT codes and modifier stacking. Superior HealthPlan and UHC Texas Medicare Advantage denials were worked in parallel through dedicated appeals specialists.
The Result After 90 Days
The practice added a fifth cardiologist without hiring additional billing staff. Monthly collections grew 22 percent within the first quarter. The BCBSTX denial rate on molecular pathology dropped from 32 percent to 8 percent.
Practice Manager, 4-provider Cardiology Group, Houston, TX
Common questions about medical billing services in Texas
Do you serve small practices in Texas or only large ones?
We serve solo practitioners to mid-size groups across Texas. This includes single-provider dermatology practices in Austin and 20-provider cardiology groups in Dallas. Our 4.99 percent flat rate applies whether you bill $30,000 or $300,000 per month.
How does CureMed handle Texas prompt payment law violations?
Every claim we submit is tracked against the Texas 45-day payment window under Texas Insurance Code 843.336. When a payer misses the deadline, we automatically file for the 15 percent penalty plus interest. Most billing companies leave this money on the table. We recover it.
Which Texas Medicaid MCOs does CureMed work with?
We work with all major Texas Medicaid managed care organizations. This includes Superior HealthPlan, Molina Healthcare Texas, Amerigroup, UnitedHealthcare Community Plan, Blue Cross Blue Shield Texas Medicaid, and Aetna Better Health Texas. Our dedicated Texas Medicaid team handles prior authorizations, appeals, and TMHP portal submissions.
How long does provider credentialing take in Texas?
Commercial payers: 60-90 days on average. Texas Medicaid through TMHP: 45-60 days. Medicare: 60-90 days. We manage the entire application through go-live, and can start billing on day one under a supervising provider while credentialing is in process.
Do you handle telehealth billing for Texas providers?
Yes. Since Texas passed HB 3459 in 2021, telehealth is billable across all specialties. We handle all place-of-service codes (02 and 10), modifier 95 requirements, and payer-specific telehealth rules for BCBSTX, UHC Texas, Aetna, Cigna, and Texas Medicare Advantage plans.
Can you help my Texas practice recover aged AR?
Yes. This is one of our specialties. We offer a free 90-day AR audit for Texas practices. Our team identifies recoverable claims, files appeals within Texas-specific timely windows (which vary by payer between 90 and 180 days), and recovers money that most billing companies wrote off. Average recovery in our first Texas AR audits ranges from $180,000 to $340,000 per practice.
Get a free medical billing audit for your Texas practice
We will review 90 days of claims and show you exactly where revenue is slipping. No obligation, no sales script. Just real numbers for your Texas practice.