Medical Billing in Texas

Medical billing services built for Texas practices that need real local expertise

CureMed is a top outsourced medical billing company serving cardiologists, orthopedic surgeons, psychiatrists, and specialty practices across Houston, Dallas, Austin, San Antonio, and Fort Worth. From solo practitioners to multi-provider groups, our team brings BCBSTX, UHC Texas, and Superior HealthPlan expertise, backed by certified coders who understand Novitas LCDs and Texas prompt payment law.

Houston Dallas Austin San Antonio Fort Worth
12+
Years in Texas
5
Major Texas metros served
15+
Texas payers handled
96%
Clean claim rate
4.99%
Flat rate on collections
Texas Payer Intelligence

Texas Payer Battle Card

A practical look at how each major Texas insurance payer handles your claims. See market share, denial rates, payment timelines, and peer-to-peer win rates based on actual Texas medical billing operations for practices across Houston, Dallas, Austin, and beyond.

Excellent Medium Challenging
Blue Cross Blue Shield of TexasBCBSTX · Commercial + Medicare Advantage
40%
12%
18 days
68%

Strengths: Largest commercial payer in Texas with strong prompt payment compliance and portal-friendly claim submission. Direct EDI integration widely available.

Denial patterns: Prior authorization denials on molecular pathology, genetic testing, and high-dollar imaging. Frequent bundling edits on E/M + procedure combinations.

Best practice: Submit prior authorizations 5 business days before service. Use CoverMyMeds for Rx pre-auths.

CureMed advantage: We track BCBSTX denial patterns in real time, maintain direct portal integration, and staff a certified team experienced with both Texas Medicaid and commercial BCBSTX plans.

UnitedHealthcare TexasUHC · Medicare Advantage + Commercial
22%
24%
32 days
54%

Strengths: Dominant Medicare Advantage presence in Texas. Strong technology stack for claim submission via Optum Pay.

Denial patterns: Aggressive prior auth denials on molecular pathology without medical necessity documentation. Frequent CO-197 denials on outpatient procedures. Medicare Advantage strict on skilled nursing documentation.

Best practice: Peer-to-peer requests within 24 hours of denial. Use UHC clinical criteria portal for medical necessity language.

CureMed advantage: Our dedicated UHC appeals specialists work with a real-time medical necessity language database. This approach helps us achieve a 54 percent peer-to-peer win rate against the 32 percent Texas average.

Aetna TexasAetna · Commercial + Medicare Advantage
12%
18%
26 days
61%

Strengths: Strong in Dallas-Fort Worth metro. Reliable payment cycles once claims clean. Better than average for modifier acceptance.

Denial patterns: Frequent Modifier 25 audits on E/M + procedure same-day. Aggressive on multi-provider billing at same TIN.

Best practice: Documentation must show separate identifiable service for Modifier 25. Split provider signatures required.

CureMed advantage: Our certified coders are trained specifically on Aetna Texas Modifier 25 audit patterns. Every claim runs through automated audit-ready documentation checks before submission.

Cigna TexasCigna · Commercial PPO
10%
16%
24 days
58%

Strengths: Strong PPO network across Texas. Faster than average payment cycles for clean claims. Good self-service portal.

Denial patterns: Strictest documentation requirements for behavioral health services. Frequent denials on 90837 without justification of session length.

Best practice: Behavioral health notes must include exact session start/end times. Medical necessity for extended sessions documented.

CureMed advantage: We staff dedicated behavioral health billing specialists and maintain Cigna-specific documentation templates. Our appeal win rate on 90837 denials sits at 58 percent.

Superior HealthPlanSuperior · Texas Medicaid MCO (Largest)
8%
28%
45 days
42%

Strengths: Largest Texas Medicaid managed care organization. Broad member base including STAR, STAR+PLUS, STAR Kids, and STAR Health programs.

Denial patterns: Prior authorization required for most specialty services. Slow appeals process (typically 30-60 days). Aggressive on medical necessity denials.

Best practice: Submit prior auth via Superior provider portal 10 business days before service. Include comprehensive clinical documentation upfront.

CureMed advantage: Our team includes Superior HealthPlan appeals specialists with full TMHP portal integration. Every prior auth is tracked with 5-day escalation triggers built into the workflow.

Molina Healthcare of TexasMolina · Texas Medicaid MCO
4%
31%
48 days
38%

Strengths: Growing Medicaid presence in Texas. Focus on Medicaid Expansion population.

Denial patterns: Highest denial rate among Texas Medicaid MCOs. Aggressive on medical necessity, frequent bundling denials, and inconsistent modifier acceptance.

Best practice: Submit clean claims with complete diagnosis coding on first pass. Track denials weekly for pattern identification.

CureMed advantage: We program Molina Texas-specific edit rules directly into our pre-submission scrubbing. Weekly denial pattern reports help identify issues before they compound.

Amerigroup Texas (Anthem)Amerigroup · Medicare Advantage + Medicaid
4%
26%
52 days
45%

Strengths: Combined Medicare Advantage and Medicaid presence. Backed by Anthem infrastructure and provider portal.

Denial patterns: Slowest appeal turnaround among Texas payers (typically 60-90 days). Frequent denials on out-of-network referrals. Aggressive on DME and supplies.

Best practice: Pre-verify network status before every specialty referral. Submit DME with detailed medical justification and pre-authorization.

CureMed advantage: Our Amerigroup-trained appeals team works with weekly aging AR reports and a defined escalation workflow for claims aging past 45 days.

Texas Billing Laws

5 Texas laws that affect your billing every day

Texas has some of the most detailed medical billing regulations in the country. From the Texas Prompt Pay Act to TMHP credentialing requirements, here is what applies to your practice and how our outsourced billing services handle each.

Texas Insurance Code § 843.336

Texas Prompt Pay Act

Insurers must pay clean claims within 45 days of receipt. Late payment triggers a 15% penalty plus interest. Applies to all commercial payers regulated by TDI.

CureMed advantage: Every claim is tracked against the 45-day window. When payers miss the deadline, we file for penalty payments automatically. This recovers money most billing companies leave on the table.
HB 3459 · Passed 2021

Prior Authorization Reform

Insurers must respond to prior auth requests within 3 business days for urgent care, 5 business days for non-urgent. Providers can request 24-hour urgent expedited reviews.

CureMed advantage: We flag prior auth violations for escalation and file formal complaints with TDI when payers miss statutory deadlines.
SB 1264 · Effective 2020

Balance Billing Ban

Out-of-network emergency services and surprise medical bills prohibited. Patients cannot be billed above in-network cost-sharing for OON emergency, air ambulance, or facility-based services.

CureMed advantage: Pre-service eligibility verification catches out-of-network patients before service. We prevent SB 1264 compliance issues before they become billing disputes.
TMHP Portal · Texas Medicaid

Provider Enrollment Timeline

Texas Medicaid provider enrollment through the TMHP portal typically takes 45-60 days. Requires full application, license verification, and background checks. Re-enrollment required every 3-5 years.

CureMed advantage: We manage the entire TMHP application through go-live. Track re-enrollment cycles automatically so your Medicaid billing never lapses.
AAPC / AHIMA Certification

Certified Coder Requirements

Texas billing operations require certified professional coders (CPC, CPB, or CCS credentials). Certification requires ongoing continuing education units (CEUs) and periodic re-certification exams.

CureMed advantage: 100% of our billing team is AAPC or AHIMA certified. Quarterly compliance training keeps our coders current with Texas-specific coding updates and LCD changes.
Texas Case Study

Real Texas medical billing results from actual practices

Cardiology · Houston, TX

How a Houston cardiology practice recovered $340K in 90 days

The Situation

A 4-provider cardiology practice in Houston came to CureMed in Q1 2025 losing 32% of BCBSTX molecular pathology claims to prior authorization denials. Their previous billing company was submitting claims without proper Novitas L37822 LCD documentation, and appeals were sitting in a queue for 60+ days without resolution. Aged AR had grown to 68 days, and the practice was considering hiring a second in-house biller just to work denials.

What We Did

Within the first two weeks, we audited 90 days of aged AR and identified $340K in recoverable revenue tied to LCD-compliant appeals. We deployed our Texas-specific denial workflow: automatic Novitas LCD ICD-10 mapping, direct BCBSTX portal integration, and peer-to-peer requests filed within 24 hours of medical necessity denials. Our certified cardiology coder handled complex 92920-93799 CPT codes and modifier stacking. Superior HealthPlan and UHC Texas Medicare Advantage denials were worked in parallel through dedicated appeals specialists.

The Result After 90 Days

$340K
Recovered from written-off AR
78% → 96%
Clean claim rate improvement
58 → 24
Days in AR reduced

The practice added a fifth cardiologist without hiring additional billing staff. Monthly collections grew 22 percent within the first quarter. The BCBSTX denial rate on molecular pathology dropped from 32 percent to 8 percent.

"CureMed did not just clean up our billing. They showed us how much money we were leaving on the table with our previous vendor. The Texas payer expertise is real."
Practice Manager, 4-provider Cardiology Group, Houston, TX
Composite case study based on typical CureMed client outcomes across Texas practices. Individual results vary by practice size, specialty mix, and payer contracts.
Texas Practice FAQs

Common questions about medical billing services in Texas

Do you serve small practices in Texas or only large ones?

We serve solo practitioners to mid-size groups across Texas. This includes single-provider dermatology practices in Austin and 20-provider cardiology groups in Dallas. Our 4.99 percent flat rate applies whether you bill $30,000 or $300,000 per month.

How does CureMed handle Texas prompt payment law violations?

Every claim we submit is tracked against the Texas 45-day payment window under Texas Insurance Code 843.336. When a payer misses the deadline, we automatically file for the 15 percent penalty plus interest. Most billing companies leave this money on the table. We recover it.

Which Texas Medicaid MCOs does CureMed work with?

We work with all major Texas Medicaid managed care organizations. This includes Superior HealthPlan, Molina Healthcare Texas, Amerigroup, UnitedHealthcare Community Plan, Blue Cross Blue Shield Texas Medicaid, and Aetna Better Health Texas. Our dedicated Texas Medicaid team handles prior authorizations, appeals, and TMHP portal submissions.

How long does provider credentialing take in Texas?

Commercial payers: 60-90 days on average. Texas Medicaid through TMHP: 45-60 days. Medicare: 60-90 days. We manage the entire application through go-live, and can start billing on day one under a supervising provider while credentialing is in process.

Do you handle telehealth billing for Texas providers?

Yes. Since Texas passed HB 3459 in 2021, telehealth is billable across all specialties. We handle all place-of-service codes (02 and 10), modifier 95 requirements, and payer-specific telehealth rules for BCBSTX, UHC Texas, Aetna, Cigna, and Texas Medicare Advantage plans.

Can you help my Texas practice recover aged AR?

Yes. This is one of our specialties. We offer a free 90-day AR audit for Texas practices. Our team identifies recoverable claims, files appeals within Texas-specific timely windows (which vary by payer between 90 and 180 days), and recovers money that most billing companies wrote off. Average recovery in our first Texas AR audits ranges from $180,000 to $340,000 per practice.

Get a free medical billing audit for your Texas practice

We will review 90 days of claims and show you exactly where revenue is slipping. No obligation, no sales script. Just real numbers for your Texas practice.