Medical Billing in New York

Medical billing services built for New York practices that need real local expertise

CureMed is a top outsourced medical billing company serving cardiologists, orthopedic surgeons, psychiatrists, and specialty practices across New York City, Buffalo, Rochester, Syracuse, and Albany. From solo practitioners to multi-provider groups, our team brings Empire BCBS, Fidelis Care, and Healthfirst expertise, backed by certified coders who understand NY Prompt Pay Law and MMIS Medicaid enrollment.

New York City Buffalo Rochester Syracuse Albany
12+
Years in New York
5
Major New York metros served
17+
New York payers handled
96%
Clean claim rate
4.99%
Flat rate on collections
New York Payer Intelligence

New York Payer Battle Card

A practical look at how each major New York insurance payer handles your claims. New York has one of the densest healthcare markets in the country with strong Medicaid managed care presence. See market share, denial rates, payment timelines, and peer-to-peer win rates from actual New York medical billing operations.

Excellent Medium Challenging
Empire BlueCross BlueShieldEmpire BCBS · Anthem Commercial + Medicare Advantage
28%
11%
20 days
67%

Strengths: Largest commercial payer in New York with strong prompt payment compliance under NY Insurance Law. Direct EDI integration through Availity available for most practices.

Denial patterns: Prior authorization denials on high-cost imaging, behavioral health, and molecular diagnostics. Frequent bundling edits on E/M plus procedure same-day encounters.

Best practice: Submit prior authorizations 5 business days before service through Empire provider portal. Use Availity for real-time authorization status.

CureMed advantage: Live Empire BCBS denial pattern tracking with direct portal integration. Certified team on both commercial and Medicare Advantage Empire plans.

UnitedHealthcare New YorkUHC · Commercial + Medicare Advantage
18%
21%
28 days
56%

Strengths: Strong Medicare Advantage presence throughout New York. Reliable Optum Pay integration for claim submission and remit processing.

Denial patterns: Aggressive prior auth denials on molecular pathology and complex imaging. Frequent CO-197 denials on outpatient procedures. Medicare Advantage strict on skilled nursing documentation.

Best practice: Peer-to-peer requests within 24 hours of denial. Use UHC clinical criteria portal for medical necessity language. Detailed documentation required for MA members.

CureMed advantage: Dedicated UHC New York appeals specialists with real-time medical necessity language database. 56 percent peer-to-peer win rate.

Fidelis CareFidelis · Centene NY Medicaid + Marketplace
14%
19%
32 days
52%

Strengths: Largest not-for-profit Medicaid managed care organization in New York. Broad member base across Medicaid, Child Health Plus, and Essential Plan.

Denial patterns: Prior authorization required for most specialty services. Slow appeals process (typically 30-45 days). Aggressive on out-of-network specialty referrals.

Best practice: Submit prior authorizations 10 business days before service via Fidelis provider portal. Include comprehensive clinical documentation upfront.

CureMed advantage: Fidelis Care appeals specialists on team with MMIS portal integration. Tracked prior auth workflow with 5-day escalation triggers.

HealthfirstHealthfirst · NYC Metro Medicaid MCO
12%
18%
30 days
54%

Strengths: Largest Medicaid managed care organization in NYC metro area. Strong provider network across the five boroughs plus Long Island and Westchester County.

Denial patterns: Prior authorization required for imaging, specialty referrals, and behavioral health. Documentation requirements strict for HARP (Health and Recovery Plan) members.

Best practice: HARP members require enhanced clinical documentation. Submit prior auths through Healthfirst provider portal with detailed medical necessity language.

CureMed advantage: Healthfirst HARP specialists on team with dedicated NYC metro workflow. Behavioral health billing expertise for Medicaid managed care population.

Aetna New YorkAetna · CVS Health Commercial
10%
17%
26 days
59%

Strengths: Strong commercial PPO presence throughout New York, particularly in NYC metro. Better than average for modifier acceptance and complex specialty billing.

Denial patterns: Frequent Modifier 25 audits on E/M plus procedure same-day. Strict documentation for behavioral health services. Aggressive on multi-provider billing at same TIN.

Best practice: Documentation must show separate identifiable service for Modifier 25. Behavioral health notes require exact session times.

CureMed advantage: Certified coders trained on Aetna New York Modifier 25 audit patterns. Automated audit-ready documentation checks with behavioral health templates.

MetroPlus Health PlanMetroPlus · NYC Public Hospital MCO
10%
24%
38 days
45%

Strengths: NYC Health + Hospitals affiliated managed care organization. Serves Medicaid, Child Health Plus, HARP, MetroPlus Gold (Essential Plan), and Medicare.

Denial patterns: Slow appeals process (typically 45 days). Prior authorization required for most specialty services. Documentation requirements strict for HARP members.

Best practice: Submit prior authorizations 10 business days before service via MetroPlus provider portal. Weekly denial tracking essential for pattern identification.

CureMed advantage: MetroPlus appeals specialists with dedicated workflow for NYC public hospital network. Weekly denial pattern reports with corrective workflow.

EmblemHealthEmblem · NYC Commercial + Medicare Advantage
8%
20%
30 days
57%

Strengths: Strong NYC metro commercial presence. Combines GHI and HIP legacy plans with unified provider network. Reliable claim processing for city and state employees.

Denial patterns: Documentation requirements strict for behavioral health services. Prior auth denials on specialty referrals and complex imaging. GHI plan denials frequent on out-of-network coordination.

Best practice: Verify GHI vs HIP plan status before every visit. Submit prior auths through Emblem provider portal with clinical justification.

CureMed advantage: Emblem specialists with GHI and HIP plan expertise. Automated eligibility verification workflow for NYC employer group coverage.

New York Billing Laws

5 New York laws that affect your billing every day

New York has some of the most detailed medical billing regulations in the country. From the NY Prompt Pay Law to IPRO external reviews, here is what applies to your practice and how our outsourced billing services handle each.

NY Insurance Law Section 3224-a

NY Prompt Pay Law

Insurers must pay clean electronic claims within 30 days and paper claims within 45 days. Late payment triggers 12 percent annual interest penalty. Applies to all commercial payers regulated by New York DFS.

CureMed advantage: Every claim tracked against NY Prompt Pay windows. We file for interest penalties automatically when payers miss deadlines, recovering money most billing companies overlook.
NY Emergency Services Law

Surprise Billing Protection

Patients receiving emergency services or scheduled services at in-network facilities cannot be billed above in-network cost-sharing. Independent Dispute Resolution (IDR) process available for provider-payer disputes.

CureMed advantage: Pre-service eligibility verification catches out-of-network patients. We handle IDR submissions when payers underpay for out-of-network emergency services.
IPRO · External Appeals

Independent Peer Reviews

New York providers can request external appeals through IPRO (Island Peer Review Organization) when internal payer appeals are exhausted. Applies to medical necessity denials, experimental treatment denials, and out-of-network coverage disputes.

CureMed advantage: IPRO appeal specialists on team. We prepare detailed clinical packages for external review and track submission through completion.
MMIS · NY Medicaid Portal

Provider Enrollment Timeline

New York Medicaid provider enrollment through MMIS (Medicaid Management Information System) typically takes 60 to 90 days. Requires application, license verification, background checks, and disclosure statements. Re-validation required every 5 years.

CureMed advantage: We manage the entire MMIS application through go-live. Track re-validation cycles automatically so your NY Medicaid billing never lapses.
DFS Circular Letter · MCO Standards

Managed Care Organization Standards

NY Department of Financial Services regulates MCO provider network adequacy, timely access standards, and grievance procedures. Applies to Fidelis, Healthfirst, MetroPlus, and other NY Medicaid MCOs.

CureMed advantage: Our appeals team files DFS complaints when MCOs violate timely access or network adequacy standards. Regulatory language triggers faster resolution.
Specialties in New York

9 specialties we bill for New York practices

From cardiology in Manhattan to psychiatry in Brooklyn, our certified coders understand both your specialty and New York payer patterns across the dense NYC metro market and upstate regions.

Services in New York

10 billing services for New York practices

One 4.99 percent flat rate covers the full billing workflow. Every service is tuned for New York payers, New York regulations, and New York practice needs across NYC metro and upstate regions.

New York Case Study

Real New York medical billing results from actual practices

Psychiatry · Manhattan, NY

How a Manhattan psychiatry practice recovered $180K from Empire BCBS behavioral health appeals

The Situation

A 4-provider psychiatry practice in Manhattan came to CureMed in Q2 2025 losing significant revenue on behavioral health claims. Empire BCBS was denying 90837 extended therapy sessions at a 28 percent rate, citing insufficient documentation of session length and medical necessity. Their previous billing company was appealing these denials with generic language that Empire kept rejecting. Fidelis Care HARP program claims for severely mentally ill patients were sitting in queue for 60 or more days. Aged AR had grown to $340K.

What We Did

Within the first two weeks, we audited 90 days of aged AR and identified $180K in recoverable revenue tied to Empire BCBS behavioral health denials and Fidelis HARP claims. Deployed our New York-specific behavioral health workflow: Empire BCBS-approved 90837 documentation templates with exact session times and medical necessity language, Fidelis HARP appeals through the DFS complaint process, Healthfirst behavioral health billing for NYC metro Medicaid managed care members, and IPRO external review submissions for exhausted internal appeals.

The Result After 90 Days

$180K
Recovered from BH denials
72% to 96%
Clean claim rate improvement
62 to 24
Days in AR reduced

The practice added a fifth psychiatrist within the second quarter without hiring additional billing staff. Monthly collections grew 24 percent. Empire BCBS 90837 denial rate dropped from 28 percent to 6 percent. Fidelis HARP claim resolution time dropped from 60 days to 22 days. Three successful IPRO external appeals recovered $47K on previously denied claims.

"New York behavioral health billing is unique and our old company treated it like generic mental health. CureMed built documentation templates specifically for Empire BCBS 90837 requirements and knew exactly how to escalate through DFS and IPRO. Game changer."
Practice Manager, 4-provider Psychiatry Group, Manhattan, NY
Composite case study based on typical CureMed client outcomes across New York practices. Individual results vary by practice size, specialty mix, and payer contracts.
New York Practice FAQs

Common questions about medical billing services in New York

Do you serve small practices in New York or only large ones?

We serve solo practitioners to mid-size groups across New York. This includes single-provider dermatology practices in Manhattan and 20-provider cardiology groups in Buffalo. Our 4.99 percent flat rate applies whether you bill $30,000 or $300,000 per month.

How does CureMed handle the NY Prompt Pay Law?

Every claim we submit is tracked against the New York payment windows under NY Insurance Law Section 3224-a. Electronic claims must be paid within 30 days and paper claims within 45 days. When a payer misses the deadline, we automatically file for the 12 percent annual interest penalty. Most billing companies leave this money on the table. We recover it.

Which New York Medicaid MCOs does CureMed work with?

We work with all major New York Medicaid managed care organizations. This includes Fidelis Care, Healthfirst, MetroPlus Health Plan, EmblemHealth, Empire BlueCross BlueShield Medicaid, MVP Health Care, and Amida Care. Our dedicated New York Medicaid team handles prior authorizations, appeals, and MMIS portal submissions.

How long does provider credentialing take in New York?

Commercial payers: 60 to 90 days on average. New York Medicaid through MMIS: 60 to 90 days. Medicare: 60 to 90 days. We manage the entire application through go-live, and can start billing on day one under a supervising provider while credentialing is in process.

How does CureMed handle IPRO external appeals in New York?

When internal payer appeals are exhausted, we prepare comprehensive external appeal packages for submission to IPRO (Island Peer Review Organization). This applies to medical necessity denials, experimental treatment denials, and out-of-network coverage disputes. Our IPRO specialists compile clinical documentation, prior review history, and regulatory arguments that maximize appeal success rates.

Can you help my New York practice recover aged AR?

Yes. This is one of our specialties. We offer a free 90-day AR audit for New York practices. Our team identifies recoverable claims, files appeals within New York-specific timely windows (which vary by payer between 90 and 180 days), and recovers money that most billing companies wrote off. Average recovery in our first New York AR audits ranges from $150,000 to $280,000 per practice.

Get a free medical billing audit for your New York practice

We will review 90 days of claims and show you exactly where revenue is slipping. No obligation, no sales script. Just real numbers for your New York practice.